New Jersey Vehicle Titles
If you need a new car title in New Jersey, it is important to learn how to obtain an initial title from the NJ MVC. Fortunately, if you purchased a vehicle from a dealership within the state,
the dealership will handle your initial title application for you. A New Jersey title transfer will be required if you purchased a vehicle from a private seller, inherited a vehicle or were gifted one. Transfers must be completed in person at the MVC and you must be able to provide a properly completed and assigned certificate of title, an application, proof of identification, proof of New Jersey insurance and payment for titling.
A salvage title is issued to a vehicle that has been declared as a “total loss” by an automotive insurance agency. This occurs after a vehicle has incurred enough damage to be considered uneconomical to repair or if the vehicle has been stolen and unrecovered. It is important to be aware that these types of vehicles are often harder to sell, cost more to insure and may experience additional mechanical issues down the road.
In the event of a lost car title, it is important that you request a duplicate from the MVC right away as your title provides you with proof of ownership of your vehicle. If you cannot provide proof of ownership when requesting a duplicate ownership document, the NJ MVC has specific forms and application processes. Fortunately, titles can be replaced for a nominal fee online, by mail or at your local Motor Vehicle Commission office.